Veterans, We Salute You – Let’s Get You Home.

At Uptown Properties, we believe home should be your safe place to land.


This page is dedicated to:
– Veterans
– Active duty service members
– Guard & Reserve
– Surviving spouses


If that’s you, thank you. We’re honored to walk beside you on your homeownership journey.

Your Home Buying Options

VA Home Loan

Many Veterans are surprised to learn they can buy a home with $0 down, no monthly mortgage insurance, and flexible credit guidelines using a VA loan. We’ll connect you with lenders who work with VA loans every day and help you compare your options.


VA vs. FHA vs. Conventional – What’s Best for You?
VA isn’t always the only option. Depending on your budget, credit, and future plans, an FHA or conventional loan might make more sense. Our job is to help you understand the pros and cons in plain language so you can choose what fits your goals.
Already Own a Home?
We can also help you explore using your VA benefits to:

– Refinance and lower your payment

– Move up into a larger home

– Purchase a home in a new duty station area



Tell us a little about your situation

Qualified buyers can receive a FREE APPRAISAL through one of our preferred lending partners. It’s a simple way to reduce upfront costs and make your path to homeownership a little easier—ask us for details and eligibility.


Carla Richards

Loan Officer | Movement Mortgage | NMLS #2405256

106 Pinnacle Dr, Ste 101, Johnson City, TN 37615

Phone Number: (423) 429-5821

E-mail: carla.richards@movement.com

Website/Application Link: https://movement.com/lo/carla-richards


Licensing Info: TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.